•  Top 10 Best Budget Planners in 2021 (Smart Planner, Clever Fox, and More) 1
  •  Top 10 Best Budget Planners in 2021 (Smart Planner, Clever Fox, and More) 2
  •  Top 10 Best Budget Planners in 2021 (Smart Planner, Clever Fox, and More) 3
  •  Top 10 Best Budget Planners in 2021 (Smart Planner, Clever Fox, and More) 4
  •  Top 10 Best Budget Planners in 2021 (Smart Planner, Clever Fox, and More) 5

Top 10 Best Budget Planners in 2021 (Smart Planner, Clever Fox, and More)

Are you looking to get on top of your spending habits and increase your savings, but you don't know where to start? Then a budget planner might be the answer you're looking for! By keeping track of your incomings, outgoings, and debt, you can identify more easily where you're wasting money and achieve your financial goals.


Choosing the best budget planners can be difficult, as there are so many options available. That's why we’ve done the research for you and picked the Budget Planner Organizer with Calendars by Smart Planner as our favorite. It is well-organized and easy to understand. We’ve also put together a top 10 list for you to consider and created a handy buying guide to help you make your choice!

  • Last updated: 05-15-2021
  • 258 views
Table of Contents

Top 10 Best Budget Planners

We’ve searched the internet to find the best budget planners available. We’ve picked a variety of planners, so no matter what you’re looking for, we have a budget planner for you!

1

Smart PlannerBudget Planner Organizer With Calendars

$19.97

Size5.7 x 8.6 in.
Paper quality120gsm
Length12 mos.
ExtrasStickers, pocket, pen loop, elastic closure
2

Clever FoxBudget Planner and Expense Tracker Notebook

$19.99

Size5.8 x 8.3 in.
Paper quality120gsm
Length12 mos.
ExtrasStickers, pocket, pen loop, elastic closure
3

Erin Condren12 Month Budget Book

$15.99

Size5.7 x 8.25 in.
Paper qualityNot provided
Length12 mos.
ExtrasStickers, pocket
4

MeadBudget Planner and Bill Organizer

$14.99

Size8.5 x 11 in.
Paper qualityNot provided
Length12 mos.
ExtrasPocket, spiral bound, elastic closure
5

ZicotoSimplified Monthly Budget Planner

$12.97

Size5.5 x 8 in.
Paper qualityNot provided
Length12 mos.
ExtrasStickers, pocket, spiral bound, monthly tabs
6

LamareBudget Planner and Bill Organizer

$12.95

Size6.1 x 8.5 in.
Paper quality100gsm
Length12 mos.
ExtrasSpiral bound
7

Legend PlannerDeluxe Financial Planner Organizer and Budget Book

$18.99

Size5.5 x 8.3 in.
Paper quality120gsm
Length12 mos.
ExtrasStickers, pocket, pen loop, elastic closure
8

ArtfanPortable Budget Planner

$9.89

Size5.3 x 7.6 in.
Paper qualityNot provided
Length12 mos.
ExtrasPockets, spiral bound, magnetic closure
9

BudgetizerBudget Planner and Bill Organizer Book

$16.99

Size6.5 x 8.23 in.
Paper qualityNot provided
Length12 mos.
ExtrasPocket, spiral bound, cash envelopes
10

DebtorEduComprehensive Monthly Budgeting Journal

$14.95

Size6.5 x 8.5 in.
Paper quality120gsm
Length52 wks.
ExtrasStickers, pocket, spiral bound

Compare the Best Budget Planners

Image
1
Smart Planner Budget Planner Organizer With Calendars 1

Smart Planner

2
Clever Fox Budget Planner and Expense Tracker Notebook 1

Clever Fox

3
Erin Condren 12 Month Budget Book 1

Erin Condren

4
Mead Budget Planner and Bill Organizer 1

Mead

5
Zicoto Simplified Monthly Budget Planner 1

Zicoto

6
Lamare Budget Planner and Bill Organizer 1

Lamare

7
Legend Planner Deluxe Financial Planner Organizer and Budget Book 1

Legend Planner

8
Artfan Portable Budget Planner 1

Artfan

9
Budgetizer Budget Planner and Bill Organizer Book 1

Budgetizer

10
DebtorEdu Comprehensive Monthly Budgeting Journal 1

DebtorEdu

Name

Budget Planner Organizer With Calendars

Budget Planner and Expense Tracker Notebook

12 Month Budget Book

Budget Planner and Bill Organizer

Simplified Monthly Budget Planner

Budget Planner and Bill Organizer

Deluxe Financial Planner Organizer and Budget Book

Portable Budget Planner

Budget Planner and Bill Organizer Book

Comprehensive Monthly Budgeting Journal

Features

Well-Labeled and Organized Planner

A Detailed Tracker That Helps You Set Goals

A Small Planner That's Great for Beginners

A Simple but Stylish Planner

A Planner With Instructions and a Cute Plant Design

Minimalist Planner With Motivational Quotes

Budget Monthly and Look at Your Long Term Goals

A Pretty Planner That's Easy to Travel With

Detailed Planner That Comes With Cash Envelopes

A Comprehensive Planner With Video Tutorials

Price$19.97$19.99$15.99$14.99$12.97$12.95$18.99$9.89$16.99$14.95
Size5.7 x 8.6 in.5.8 x 8.3 in.5.7 x 8.25 in.8.5 x 11 in.5.5 x 8 in.6.1 x 8.5 in.5.5 x 8.3 in.5.3 x 7.6 in.6.5 x 8.23 in.6.5 x 8.5 in.
Paper quality120gsm120gsmNot providedNot providedNot provided100gsm120gsmNot providedNot provided120gsm
Length12 mos.12 mos.12 mos.12 mos.12 mos.12 mos.12 mos.12 mos.12 mos.52 wks.
ExtrasStickers, pocket, pen loop, elastic closureStickers, pocket, pen loop, elastic closureStickers, pocketPocket, spiral bound, elastic closureStickers, pocket, spiral bound, monthly tabsSpiral boundStickers, pocket, pen loop, elastic closurePockets, spiral bound, magnetic closure Pocket, spiral bound, cash envelopesStickers, pocket, spiral bound
Link

How to Choose the Best Budget Planner - Buying Guide

Before buying a budget planner, there are a few points you should take into consideration, such as its style, layout, and extras. To help you with this, we’ve put together this handy buying guide!

Get a Planner Size That Works For You

Get a Planner Size That Works For You

Budget planners come in several sizes. They can be ten inches long, five inches long, or anything in-between. Before you choose which size is best for you, you should consider how you will use it. If you’re going to be using your planner at home, you can choose any size you want. 


If you want to update your planner on the go, look for one that will fit into your bag, making it easier to carry with you than a larger planner. Some planners are even advertised as being a suitable size for a bag, so if this is an important consideration for you, look out for this.


You should also look at how large the boxes are in the planner. If you have large handwriting, you might struggle to fit all of your numbers into a small box! Check example layouts and comments from reviewers that have purchased the planner to see if it will work for you.

Consider an Undated Planner

Consider an Undated Planner

Budget planners are like diaries and journals. They’re a record of your spending habits on a daily, monthly, or yearly basis. Due to this, it’s important that you have dates in the planner so you can keep track of your spending over time.


Most budget planners run for one year. This format is easy and convenient if you start your budget planner on January 1st, but what if you are starting in the middle of the year? 


This is where undated planners can come to the rescue! They will still be structured to record a daily, monthly, or yearly budget, but you can choose your own dates. Starting your planner in May or October, for example, is just as easy as starting one in January as you simply write in your own dates.

Choose the Level of Guidance You Need

Some budget planners are a blank slate, and others guide you through the process of setting up and maintaining your planner. The best style of planner depends on you.

Unguided Planners are for Experienced Planners

Unguided Planners are for Experienced Planners

If you’ve used a budget planner before or know exactly what you want one to do, then an unguided planner will be a good choice. These planners have little to no instruction but will still have the necessary sheets you need to track your budget. 


If you're looking for step-by-step sheets to help you choose a budget goal and stick to it, then an unguided planner might not be the best choice. Getting the most from these layouts will entirely be down to you.

Guided Planners Help You Take Control

Guided Planners Help You Take Control

Other planners have instructions throughout to explain how each section or page can be used. These instructions might be printed in the journal, come as a separate booklet, or even take the form of guidance videos. 


Guided planners may even have budget advice from experts or quotes throughout. This style may be too well-structured and regimented for some people, however, and you may find that not every page of the planner suits your circumstances.

Guided Planners Help You Take Control

Of course, you can also get planners that aren’t fully guided but have instructions on certain pages that the manufacturer feels need explaining. We advise looking at sample pages and reviews to see if the style will appeal to you.

Pick a Planner With the Pages You Need

Pick a Planner With the Pages You Need

There are many different aspects of budgeting and financial planning that a budget planner can track. Make sure you take a look at each planner to see if they have the sheets you need before you buy, like planning or tracking sheets.


Common sheets are monthly calendars, bill trackers, and budget templates that can cover weeks, months, or years. You will find variations of these in virtually every planner. 


Less-common pages include trackers for saving goals, your credit score, or net worth. You may also find planners that can cover planning both your personal budget and business budgets. Some also cover personal goals over multiple years. 

Look for a Style That Appeals to You

Look for a Style That Appeals to You

There are many different styles of budget planners available. You’re more likely to continue using a planner that you like the look of, so this is an important consideration! 


Some budget planners are very plain. They have little to no decoration and are laid out in simple fonts and plain black text. Other planners are colorful, with different fonts and color-coded pages or sections. They can be cool or cute, but some people may find these layouts too distracting.


There are planners with different colored covers, which can also affect the colors used on the pages inside. Make sure you look at sample pages before making a purchase.

Stickers and Pockets Can Help Your Planning

Stickers and Pockets Can Help Your Planning

As well as the pages of the planner itself, a planner can come with other items to help your planning. Many planners come with stickers. These can help bring some color and personality to your budget sheets and are an easy way to highlight sections or mark bills as paid


Of course, if your planner doesn’t come with stickers, you can easily buy some from Amazon or your local dollar store. If you need some help finding stickers, why not look at the stickers we recommended in our Top 10 Best Planner Stickers article?


Planners also often have pockets inside their covers. If they come with stickers, they will usually be stored in these pockets, but they can also double as a handy place to store receipts you need to keep hold of.

More Products to Help You Organize Your Life

More Products to Help You Organize Your Life

If organizing your budget is just one of the ways you're looking to organize and improve your life, then don't worry! We have some recommendations to help you make the most of your time and keep yourself on track.

Summary

The best budget planner for you is largely going to depend on what you are looking for. You should consider its size, style, and sheets. If you're looking to track your monthly spending, most planners will do this. 


If you want to track goals over a longer period of time or concentrate on savings or reducing debt, then you should focus on finding planners that have these sheets. Finding a layout that appeals to you is also an important consideration. Whatever planner you choose, we hope it helps you with your budget!


Author: Kellie Lacey 


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