Top 10 Best Expense Tracker Apps in 2021 (Mint, Wallet, and More)

Mint allows you to link your bank, credit, and investment accounts so you have everything in the same place. It has a budget feature that gives you the choice of building it manually or automatically based on your previous expenses. It offers free access to your credit score and tips to maintain a healthy one.

Some reviewers complained of having trouble linking some of their accounts and said that the two-step verification process doesn’t always work. 

Other reviewers, however, said it has exceeded their expectations and that having all the info in one place has been extremely helpful to save money. They also mentioned that the credit tips have helped them to be aware of their score and set goals to increase it.

This comprehensive app keeps all your banking information in the same place, updates your balance in real-time, allows you to create a budget for specific goals, and gives you the option to enter information automatically and manually. 

Another great feature of this app is that you can share select accounts with other people. This is great if you have a joint account with your significant other, or if you are saving for a mutual goal with friends or family.

Though some reviewers don’t like that using the budget categories is an extensive and tiring process, this app has a huge amount of five-star reviews for the number of useful features it has. Reviewers say that keeping track of their finances and saving money had never been so easy!

This app sets goals for every dollar you have to help you break the paycheck-to-paycheck cycle. It offers syncing for multiple accounts, visual expense reports, and access to your information in real time. YNAB also has many educational tools available such as seminars and workshops.

Some reviewers mention that it's hard to add or customize your categories. They say that there are some expenses such as utility bills that they are not sure where to put.

But many say that it has changed the way they think about budgeting and money and now they notice where their money goes. Knowing how much they have available for necessities and how much they have left for non-essentials helped them to stop stressing about money.

This app uses an algorithm to track your income, your expenses, and your saving goals to create daily spending limits. It offers reminders for when your bills are due and provides ways to lower your payments. It has a feature that allows you to set a goal and put that money aside in an FDIC-insured bank account.

Some users have complained of not being able to link a particular account or being unable to add new categories. However, self-identified not-good-with-money people said that they finally know how much money they have available for different kinds of expenses, which allows them to stay within their budget.

This app offers all the basic features such as linking accounts, income and expense categories, and reports, all presented in a very user-friendly way. It will keep track of your expenses and allow you to set limits if you wish to do so. If you spend less than you expected, it gives you the ability to carry that money to the next cycle.

Though most reviewers like this app, some of them mention that they wish the design was a little more appealing. They also wish they were able to add subcategories. Most users love how easy it is to enter information. They also like being able to track debit and credit separately.

This app syncs your bank and credit accounts with your investment accounts to show you a full picture of your finances. It allows you to track your income and expenses but doesn’t create a budget for you. You can use the dashboards to see your net worth and create retirement and savings goals. 

The biggest complaint about this app was that it’s difficult to link accounts from financial institutions other than the bigger ones.

But reviewers say that in the short term, it does a good job tracking expenses allowing you to stay within budget. In the long term, it is great at showing how are your financial assets are performing and offering tips for improvement.

Simple acts as an online bank that also keeps track of your expenses and income. It tells you whether you’re on track to stick to your budget or if you need to make any adjustments. It can also help you save by putting aside a few cents each time you spend.

QuickBooks Online not only offers expense tracking but it also has features to add payments and create invoices. Another great feature is its mileage calculator, which uses your GPS to mark business or personal trips.

Some reviewers have been frustrated with this app because it can crash or is buggy at times. However, other users have found it extremely helpful to manage their business accounting. They also love how they can have all their clients’ information in the same place.

Honeydue will give you the option of keeping some accounts private but is designed to work for those who share expenses with a partner. It also has features to add custom categories and to remind you when bills should be paid.

Some reviewers say that setting spending limits works fine but they want more features for making an actual budget. Other reviewers like that it offers transparency regarding the money that they and their partners are spending. They mention that now they argue less over little things and their relationships have improved!

This app records all your transactions and automatically analyzes your spending habits in the background so you don’t even have to think about it. It allocates money into a Digit savings account to help you achieve your financial goals.

Some users don’t like that their balance is usually one day behind. Other reviewers, however, are very satisfied with the amount of money they have saved thanks to Digit. They are also very pleased with being able to put some money aside for whatever goal they have in mind.