• Top 10 Best Expense Tracker Apps in 2021 (Mint, Wallet, and More) 1
  • Top 10 Best Expense Tracker Apps in 2021 (Mint, Wallet, and More) 2
  • Top 10 Best Expense Tracker Apps in 2021 (Mint, Wallet, and More) 3
  • Top 10 Best Expense Tracker Apps in 2021 (Mint, Wallet, and More) 4
  • Top 10 Best Expense Tracker Apps in 2021 (Mint, Wallet, and More) 5

Top 10 Best Expense Tracker Apps in 2021 (Mint, Wallet, and More)

Does money disappear too fast in your hands? Are you starting to think that you may be spending more money than you earn? Or are you just looking to be more organized in your finances? Getting an expense tracker app could be the solution that you're looking for. 


The software market has so many nuanced apps that choosing the one that works best for you is not an easy task. This is why we took the time to do the research and fell in love with Mint. It allows you to link multiple bank accounts and to build a budget either manually or automatically. If you want to learn about our other nine amazing picks keep reading our top 10. And don't forget to check out our buying guide to make sure you know what to look for when choosing.

  • Last updated: 01-11-2021
  • 141 views
Table of Contents

Top 10 Best Expense Tracker Apps

Expense tracker apps can help you be more organized, and they have many useful features that can guide you to save money. When you're choosing an app, make sure to take into consideration your spending habits, how much information you want to examine, and what special features could be useful.

1
In-app purchasesYes
Compatible withSmartphone, tablet
Best forPersonal finances
Added featuresCredit checks
2
In-app purchasesYes
Compatible withSmartphone, tablet
Best forFamily and friends syncing
Added featuresShared accounts, manual input
3
In-app purchasesYes
Compatible withSmartphone, tablet
Best forBudgets
Added featuresGoal tracking, manual input
4
In-app purchasesYes
Compatible withSmartphone, tablet
Best forSpending limits
Added featuresWorks in the background, subscription manager
5
In-app purchasesYes
Compatible withSmartphone, tablet
Best forSimplicity
Added featuresDropbox backup, multiple accounts
6

Personal Capital CorporationPersonal Capital

$0.00

In-app purchasesNo
Compatible withSmartphone, tablet, Wear OS
Best forInvestment management
Added featuresRetirement planner
7
In-app purchasesNo
Compatible withSmartphone, tablet
Best forOnline banking
Added featuresOverdraft protection, shared accounts, Visa card
8
In-app purchasesYes
Compatible withSmartphone, tablet
Best forBusiness
Added featuresInvoice and payment management
9
In-app purchasesYes
Compatible withSmartphone, tablet
Best forCouples
Added featuresSyncing selected accounts, custom categories
10
In-app purchasesNo
Compatible withSmartphone, tablet
Best forSaving
Added featuresSets specific goals

Compare the Best Expense Tracker Apps

Image
1
Intuit Mint 1

Intuit

2
BudgetBakers Wallet 1

BudgetBakers

3
You Need a Budget YNAB 1

You Need a Budget

4
PocketGuard PocketGuard 1

PocketGuard

5
MH Riley Spending Tracker 1

MH Riley

6
Personal Capital Corporation Personal Capital 1

Personal Capital Corporation

7
Simple Finance Simple - Mobile Banking 1

Simple Finance

8
Intuit QuickBooks Online Accounting 1

Intuit

9
WalletIQ Honeydue 1

WalletIQ

10
Hello Digit Digit 1

Hello Digit

Name

Mint

Wallet

YNAB

PocketGuard

Spending Tracker

Personal Capital

Simple - Mobile Banking

QuickBooks Online Accounting

Honeydue

Digit

Features

A Free App That Keeps All Your Info Together

An App for Group Goals

Track Expenses and Reach Your Financial Goals

An App Especially for Overspenders

A Straightforward App So You Can Get on With Life

Build Wealth With the Full Picture of Your Finances

An App That Replaces Your Checking Account

A Great Option for Business Owners and the Self-Employed

Keep Track of Joint Finances and Household Budgets

A Spending Tracker That Helps You Save

Price$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
In-app purchasesYesYesYesYesYesNoNoYesYesNo
Compatible withSmartphone, tabletSmartphone, tabletSmartphone, tabletSmartphone, tabletSmartphone, tabletSmartphone, tablet, Wear OSSmartphone, tabletSmartphone, tabletSmartphone, tabletSmartphone, tablet
Best forPersonal financesFamily and friends syncingBudgetsSpending limitsSimplicityInvestment managementOnline bankingBusinessCouplesSaving
Added featuresCredit checksShared accounts, manual inputGoal tracking, manual inputWorks in the background, subscription managerDropbox backup, multiple accountsRetirement plannerOverdraft protection, shared accounts, Visa cardInvoice and payment managementSyncing selected accounts, custom categoriesSets specific goals
Link

How to Choose an Expense Tracker App - Buying Guide

Spending money is a very personal thing. Everyone’s expenses are the result of a lot of individual decisions depending on each person’s context and situation. Every person has a different approach to their finances and this is why it is important to choose an app that goes the best with your spending style.

Select the Method of Entry Based on the Information You Want to Share

Most of these apps have the possibility of linking your financial accounts to them. Some have the option of doing manual entries. Which one is better for you depends on your preferred payment methods, the information you want to share, and the level of accountability you want to have.

Go for an App With Manual Entry for Accountability

Go for an App With Manual Entry for Accountability

Some apps have access to all your bank accounts, credit cards, credit score, or anything that may be helpful to show you a full picture of your expenses. However, some people feel like having an app adding their expenses automatically would make them lose track of how much money they’ve spent. 


An app that has the possibility of entering information manually will help you to be more aware of the money you’ve spent. This is also a great option for those who are scared of sharing too much financial information with an app. People who use a lot of cash can also benefit from this type of app.

Choose Automatic Entry App for a Fuller Picture

Choose Automatic Entry App for a Fuller Picture

On the other hand, if you think you would forget to enter the information into the app, select one that does it for you. You can give access to your accounts and your cards and the app will automatically save all your monetary transactions. 


These types of applications usually have extra features that will give you a better idea of your economic situation. Some of them also track your investments or even show you your credit score.

Pick a Tracking Approach Depending on How Well You Know Your Habits

Expense tracker apps can be divided into two big groups: the ones that divide your expenses by categories and the ones that keep track of the money outflow.

Opt for a Category Approach if This is Your First App

Opt for a Category Approach if This is Your First App

The way these apps work is by setting spending limits by category. This way you can learn more about your habits and your major spending triggers. After you’re more familiar with the way you spend your money, you can try the outflow method and decide which one goes better for you.

Get an App With an Outflow Approach to Know Your Daily Limits

Get an App With an Outflow Approach to Know Your Daily Limits

If you already have an idea of how much you usually spend on what, you can just keep track of the amount of money that comes in and out of your account. These types of apps deduct your recurring expenses and tell you how much you can spend at a given time. This way you can keep track of your expenses more quickly and effectively.

Look for a Specific Approach if You Want to Keep Track of More

Look for a Specific Approach if You Want to Keep Track of More

Some apps offer tools that might be very helpful to organize your finances. You can choose one that captures and organizes your receipts and stores them in a cloud if you want to have quick access to them. 


Or you can choose one that uses your information to create and keep track of invoices if that’s the way you usually get your income. Another important tool is the ability to run reports and to offer insight and analytics. This way you can make decisions based on how well you’re doing financially. 

Install an App for Couples if You Share Financial Decisions

Install an App for Couples if You Share Financial Decisions

Perhaps you are not the only one making choices about some expenses. Some apps allow you to sync your phone with your partner’s so you are both on the same page regarding your expenses. We've included one in our list, but if you're interested in more, we also have a top 10 list for couple-oriented apps linked below!

Organize Your Life With Your Phone

Organize Your Life With Your Phone

You already use your phone for communication and entertainment, so why not put it to work for you to improve your life? Check out these apps that can change your habits for the better!

Summary

Expense tracker apps are very useful when it comes to learning about your spending habits, creating budgets, and even to set saving goals. Whichever you choose, make sure that it has your preferred input method and that the special features go well with your goals.


Whether you’re looking to save money or simply to have a clearer idea of your spending, we hope we helped you find the right app!


Author: Anel Carmona


Related Articles

Popular Articles

  • Top 10 Best Rhythm Games for iOS and Android in 2020 (Deemo, Love Live, and More)
    Top 10 Best Rhythm Games for iOS and Android in 2020 (Deemo, Love Live, and More)
    We searched high and low to find the best rhythm games available for iOS and Android. To us, the best games match movement requirements to screen size, use music that you actually want to listen to, and include some extra features like storylines and character bonding.Though, of course, different games work better in different situations – some games are better for sitting down and playing for hours at a time, while others are great for when you’re stuck waiting in a line. Keeping these things in mind, we’ve prepared a buying guide and handpicked our favorite rhythm games for both Android and iOS, with Cytus II taking first place.
    Smartphone applications
    9,627 views
  • Top 10 Best Dating Sims for iOS and Android in 2020 (Mystic Messenger, Hatoful Boyfriend, and More)
    Top 10 Best Dating Sims for iOS and Android in 2020 (Mystic Messenger, Hatoful Boyfriend, and More)
    Looking for a love story that features you as the main character? Dating sims are becoming increasingly popular, and this is very clear when you search for them on either the App Store or Google Play. There are so many options to choose from, including a wide variety of settings and themes, that it can be overwhelming! This is especially true if you're new to the world of dating sims.We've looked at some of the most popular dating sims available and made a list of features to consider. We found that the best games have high-quality writing, engaging characters and a variety of characters to romance. See why we loved Mystic Messenger the most and some other great games to try.
    Smartphone applications
    4,075 views
  • Top 10 Best Diary Apps in 2021 (1SE, Penzu, and More)
    Top 10 Best Diary Apps in 2021 (1SE, Penzu, and More)
    Sometimes it feels like there’s so much going on that it can be hard to remember it all. That’s why we’ve decided to find the best diary apps available online. After poring over reviews and descriptions, we’ve figured out that the best diary apps work on the platforms you’re most comfortable using, record the information you want to save, have external backup, and include features that make it easier to keep on journaling.Whether you’re too busy to write, a diary traditionalist, or a more visual-focused person, the best apps looks different for everyone. Keeping these things in mind, we handpicked our favorite diary apps available online, including our number one pick, Diaro.
    Smartphone applications
    4,806 views
  • Top 10 Best JRPGs for iOS and Android Online 2020
    Top 10 Best JRPGs for iOS and Android Online 2020
    If you’re not sure what you’re looking for, it can be a little tricky to get started with Japanese role-playing games, otherwise known as JRPGs. If you pick something that is too difficult, you might get discouraged from continuing. But on the other hand, if you pick something that is too easy, you might get bored and not keep going. So, where do you start, whether you're a pro looking for a good turn-based game or a newbie looking for an easy game? Keep reading for tips on how to choose the best JRPG for your iOS or Android. 
    Smartphone applications
    5,910 views
  • Top 10 Japanese Learning Apps in 2020 (Duolingo, HelloTalk, and More)
    Top 10 Japanese Learning Apps in 2020 (Duolingo, HelloTalk, and More)
    Studying Japanese can be a drag and it can sometimes require a ton of books. But with the invention of the mobile phone, studying with textbooks is no longer an issue. Now, you can use phone apps instead for a more immersive, interactive learning experience.There are thousands of apps available, so choosing the right study aid might seem a bit daunting at first. But don’t worry, we’re here to help. In this guide, we’ll go over a few key things to look for when choosing an app to help you study Japanese. We also have a list of our ten favorite apps to help you get started, with our favorite being Renzo's Japanese app.
    Smartphone applications
    1,552 views
  • Top 10 Best Budgeting Apps for Couples to Download in 2020 (EveryDollar, Mint, and More)
    Top 10 Best Budgeting Apps for Couples to Download in 2020 (EveryDollar, Mint, and More)
    Money management as a couple is never an easy task. However, we can't run from this responsibility, as budgeting is crucial for maintaining our household finances. The good news is that budgeting apps can help couples successfully manage their money! Try using these nifty apps with your partner for more efficient and enjoyable budgeting. We've tracked down the ten best budgeting apps that specifically work well for couples. We especially like EveryDollar, an app with an efficient interface and useful budgeting tools that even beginners can understand. If you're interested in looking at different apps, we've crafted a buying guide to help you weed through the many options available! 
    Smartphone applications
    558 views
  • Top 10 Best Meditation Apps in 2021
    Top 10 Best Meditation Apps in 2021
    As the world becomes more and more hectic and stressful, the need to take care of one's mental health has become more important than ever before. What better way to practice self-care than through meditation? People are drawn to the benefits mediation gives to both body and mind.It's easy to tell how popular meditation has become by all the apps that have popped up online. Not everyone has the time to attend sessions in a class! However, the sheer number of choices makes it more difficult to find the ideal app to use. To aid you in your self-care journey, we've analyzed the best meditation apps and highlighted their best points. All you need is a smartphone and you're good to go!
    Smartphone applications
    528 views
  • Popular Item Lists

    Search by Category